Responsible Gaming Programme

Play Smart. Play Safe.
98kr Has Your Back.

Gaming at 98kr should always be an enjoyable form of entertainment — never a source of financial stress or emotional harm. Our Responsible Gaming programme gives every Pakistani player the tools, knowledge, and support they need to stay in control at all times.

21+ Age Restriction Strictly Enforced
Self-Exclusion Available Anytime
Deposit & Loss Limits on Request
24/7 Support in English
21+ Only — No Exceptions Internationally Licensed & Audited
21+
Minimum Age to Play at 98kr
24/7
Support Available for Problem Gambling
6
Self-Control Tools Available to All Players
5 Min
To Activate Self-Exclusion on Your Account
Our Commitment

Gaming Should Be Entertainment — Nothing More

At 98kr, responsible gaming is not a box-ticking exercise — it is a core part of how we operate. We serve Pakistani players across Karachi, Lahore, Islamabad, Faisalabad, and beyond, and we take seriously our duty to ensure that every one of those players has a safe, fair, and controlled gaming experience.

The 98kr Responsible Gaming programme is built on three pillars: prevention, through strict age verification and education; protection, through practical self-control tools available to every account holder; and support, through 24/7 access to help and escalation pathways for players who need professional assistance.

98kr is required under its international gaming licence to maintain and enforce a comprehensive responsible gaming policy. This is not optional — it is a condition of our licence and a commitment we hold ourselves to every day. Our responsible gaming obligations are reviewed and audited by our licensing authority on a regular basis.

Our Promise: If you ever feel that your gaming is becoming a problem — or if someone close to you raises concern — 98kr will support you without judgment. Contact our support team at any time and we will help you access the right tools or escalate to professional support services.
Strict 21+ Age Policy

All 98kr accounts require verified date of birth and CNIC submission before any real-money wagering is permitted. Accounts that fail age verification are permanently closed and deposits returned to source.

Mandatory KYC Before First Withdrawal

Identity verification is completed before any withdrawal is processed. This double-layer check ensures no minor can access real-money winnings even if registration slips through initial screening.

Responsible Gaming Tools Available to All

Deposit limits, loss limits, session time reminders, cool-off periods, and full self-exclusion are available to every 98kr account holder at any time — no approval required, no waiting period for protective tools.

Staff Training & Intervention

98kr's customer support team is trained to identify markers of potential problem gambling in player behaviour and is empowered to proactively reach out to players showing concern indicators.

Advertising Responsibility

98kr does not target advertising at vulnerable individuals, persons in financial difficulty, or anyone who has previously self-excluded from any gaming platform. All 98kr promotional materials clearly display 21+ warnings.

Licence Compliance & Audit

98kr's responsible gaming programme is subject to regular review and audit by our international licensing authority. Compliance records are maintained and available to regulators on request.

Your Self-Control Tools at 98kr

Six practical tools — available directly from your account settings — to help you stay in control of your gaming activity.

Deposit Limits

Set a daily, weekly, or monthly PKR deposit cap on your 98kr account. Once your limit is reached, further deposits are blocked until the limit period resets. Limit reductions take effect immediately; increases require a 7-day cooling-off period for your protection.

Loss Limits

Define the maximum amount in PKR you are willing to lose over a set time period. 98kr will automatically stop your session once your loss limit is reached. This is one of the most effective tools for keeping gaming within your personal budget.

Session Time Reminders

Set a session duration limit and 98kr will send you an on-screen reminder when your session time has elapsed. This helps you stay aware of how much time you are spending on the platform — especially useful during extended PSL or cricket betting sessions.

Cool-Off Period

Take a short break from 98kr — 24 hours, 3 days, or 7 days — without permanently closing your account. During a cool-off period your account is suspended from all wagering activity. Cool-offs cannot be reversed once activated; they expire naturally at the end of the chosen period.

Self-Exclusion

Request full self-exclusion for a minimum of 6 months or permanently. Once active, your account is immediately suspended — you cannot log in, deposit, wager, or withdraw until the exclusion period ends. 98kr will also remove you from all marketing communications for the duration of your exclusion.

Reality Check

Enable periodic on-screen summaries showing your current session duration, total amount wagered in the session, and your net win/loss position. Reality Check notifications appear at intervals you choose — from every 15 minutes to every 2 hours — keeping you grounded in the facts of your session.

All responsible gaming tools are available in your 98kr Account Settings. Log in and navigate to Account → Responsible Gaming to access them.

Access Your Account Tools

Self-Exclusion at 98kr — How It Works

Self-exclusion is the strongest voluntary protection tool available on the 98kr platform. If you feel your gambling has become difficult to control — even temporarily — self-exclusion gives you a firm boundary that 98kr enforces on your behalf.

Once you request self-exclusion, the following happens immediately — there is no delay and no way to reverse the decision during the exclusion period:

  • Your 98kr account is suspended and you cannot log in.
  • All pending bets that can be voided will be voided and funds returned to your account balance.
  • Any remaining account balance will be returned to your verified payment method (JazzCash, EasyPaisa, or bank account) within 5 business days.
  • You are removed from all 98kr marketing lists immediately.
  • 98kr will make reasonable efforts to prevent you from re-registering a new account during your exclusion period.
  • After the exclusion period expires, a mandatory cooling-off period applies before your account can be reactivated.
Important: If you attempt to re-register during a self-exclusion period and 98kr becomes aware, the new account will be permanently closed and any funds deposited to that account will be held pending investigation in accordance with our licence obligations.

To request self-exclusion, log in to your account and go to Account → Responsible Gaming → Self-Exclusion, or contact our support team at [email protected] or via live chat — available 24/7. Self-exclusion requests received via support are processed within 24 hours and backdated to the time of the initial request.

Self-Exclusion Options
Duration Type Reversible?
6 Months Minimum No
12 Months Standard No
2 Years Extended No
5 Years Long-Term No
Permanent Lifetime Never

All exclusion durations are strictly enforced from the moment of request. The cool-off period before reactivation (where applicable) is reviewed on a case-by-case basis.

Cool-Off Periods are also available for shorter breaks: 24 hours, 72 hours, or 7 days. Unlike self-exclusion, cool-offs have a defined end date after which your account automatically reactivates. Use cool-offs when you need a short pause — use self-exclusion when you need a firm boundary.

Recognising Problem Gambling

Problem gambling can affect anyone — from casual players in Karachi to experienced bettors in Lahore. It doesn't always look obvious from the outside, which is why 98kr encourages all players to check in with themselves regularly. The earlier you recognise the signs, the easier it is to take action.

The following accordion covers the most common warning signs, behavioural patterns, and financial red flags associated with problem gambling. If several of these apply to you or someone you know, we strongly encourage you to use 98kr's responsible gaming tools or seek professional support.

Spending more than you can afford to lose. Borrowing money to gamble. Chasing losses by depositing more after a losing session. Selling personal belongings to fund gaming activity. Withdrawing from savings or neglecting rent, bills, or household expenses in Karachi or elsewhere to play more.

Inability to stop or reduce gambling despite wanting to. Spending increasing amounts of time gaming at the expense of work, family, or social life. Lying to family members about the amount of time or money spent gambling. Feeling restless, irritable, or anxious when not playing. Gaming as a way to escape stress, anxiety, or depression.

Experiencing guilt, shame, or regret after gaming sessions. Feeling elated when winning and deeply depressed after losses. Preoccupation with gambling — constantly thinking about next session, planning bets, or reliving previous wins. Neglecting personal health, sleep, or nutrition because of gaming activity.

Withdrawing from family and friends. Conflict with spouse, parents, or siblings over gambling behaviour or related finances. Neglecting responsibilities at work or school due to time spent gaming. Secretive behaviour around devices, accounts, or bank statements.

Quick Self-Check

Answer honestly. If you find yourself saying "yes" to three or more of these questions, consider using 98kr's responsible gaming tools or reaching out to our support team.

Q1 Have you ever gambled with money you needed for rent, food, or household expenses?
Q2 Have you tried to cut down on gambling but found it difficult to do so?
Q3 Do you find yourself thinking about gambling frequently when you are not playing?
Q4 Have you ever chased losses — depositing more after losing in an attempt to win it back?
Q5 Has gambling ever caused arguments or problems with your family or close friends?
Q6 Have you hidden your gambling activity from someone close to you?
Q7 Do you gamble to escape from stress, worry, or feelings of sadness?
Q8 Have you ever borrowed money or sold something to fund gambling?
3 or more "yes" answers? Please contact 98kr support or activate self-exclusion from your account settings. There is no shame in recognising a problem early — it is the strongest thing you can do for yourself and your family.

21+ Age Policy — Strictly Enforced

98kr maintains a zero-tolerance policy on underage gaming. Every account must pass age verification before any real-money wager is placed.

CNIC Verification

All 98kr accounts require submission of a valid Pakistani CNIC (front and back). Date of birth is cross-checked against the CNIC record to confirm age of 21 or above.

Automated Screening

Registration data is screened by automated age-verification systems before account activation. Suspected underage registrations are flagged for manual review before any access is granted.

Withdrawal Lock

No withdrawal from any 98kr account is processed until full KYC verification — including age confirmation — has been completed. This provides a second safety net independent of the registration check.

Instant Closure

Any account found to belong to a person under 21 is closed immediately. Deposited funds are returned to source; winnings are forfeited. The matter may be reported to our licensing authority.

For Parents & Guardians in Pakistan: If you believe a minor has accessed 98kr using your details or has created their own account, contact us immediately at [email protected]. We will investigate immediately and take appropriate action. Consider using parental control software to restrict access to online gaming platforms on shared devices.

All Responsible Gaming Tools — At a Glance

Tool What It Does Available To How to Activate Reversible?
Deposit Limit Caps PKR deposits over daily / weekly / monthly period All Players Account Settings → Responsible Gaming Increases: 7-day delay. Reductions: Instant.
Loss Limit Stops play once PKR loss threshold is reached in set period All Players Account Settings → Responsible Gaming Increases: 7-day delay. Reductions: Instant.
Session Time Reminder On-screen pop-up alert after set session duration All Players Account Settings → Responsible Gaming Yes — adjustable at any time
Reality Check Periodic in-session summary of time played and net position All Players Account Settings → Responsible Gaming Yes — adjustable at any time
Cool-Off Period 24h / 72h / 7-day account suspension All Players Account Settings or Live Chat No — expires at end of period only
Self-Exclusion 6-month to lifetime account suspension All Players Account Settings, Live Chat, or Email No — strictly enforced for full duration

Professional Support Available

98kr's internal responsible gaming tools are designed for prevention and early intervention. When problem gambling has progressed to a stage where professional help is needed, we encourage Pakistani players to reach out to qualified support services that specialise in gambling addiction counselling and treatment.

While Pakistan-specific gambling support organisations are limited, international resources with English-language support are accessible to Pakistani users. 98kr also maintains relationships with international responsible gaming organisations as part of our licensing obligations.

International Resources: If you need professional support and cannot access local services in Karachi, Lahore, or elsewhere in Pakistan, contact 98kr support and we will help you identify appropriate international helplines and online counselling services that serve English-speaking users.

98kr's licensing authority requires us to maintain links to recognised responsible gaming support organisations. While we cannot provide counselling directly, our support team can connect you with appropriate resources and will facilitate any self-exclusion or account closure request without delay or questions.

Confidentiality guaranteed: All responsible gaming enquiries and support requests are handled with strict confidentiality. 98kr will never share details of your responsible gaming tool usage or support requests with third parties except where required by our licensing authority for audit purposes.
How to Get Help
Contact 98kr Support

Email: [email protected]
Live Chat: Available 24/7 via on-site widget
Priority hours: 09:00–02:00 PKT

For Family Members

If someone you know in Pakistan is showing signs of problem gambling on 98kr, you can contact our support team on their behalf. We cannot share account details without the account holder's consent, but we can provide guidance on how to approach the conversation and what resources are available.

International Helplines

Our licensing authority maintains an up-to-date list of recognised gambling support organisations. Contact 98kr support to receive current contact details for English-language helplines and online counselling services accessible from Pakistan.

Need immediate assistance? Our support team is standing by.

Contact 98kr Support Now

You Are in Control at 98kr

Every 98kr account holder has access to the full suite of responsible gaming tools described on this page. Log in to your account to review your settings, set limits, or activate self-exclusion if needed. Our support team is available 24/7 to help.

98kr is committed to responsible gaming. Questions? Email [email protected] anytime. 21+ only.